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Earn 2.5% more on every donationharder, butter, faster.
Transform idle dollars into mission-driving rewards. Earn 2.5% APY rewards2 on the funds you raise, send payments, and transfer funds from one seamless financial home base.
The hidden cost of traditional banking
Let your money grow while you fundraise
Take your hard-earned donations further
All funds in your Givebutter Wallet earn a 2.5% annual percentage yield (APY)2 reward, which generates greater earnings over time.
- No minimum balance required
- Automated daily calculation
2.5%APY reward, compounds monthly
Move at mission speed
Instead of waiting days for bank transfers, settled donations are automatically moved into your Givebutter Wallet daily and ready to use within the Givebutter platform.
- Daily access to settled funds2
- Same day ACH transactions
- Real-time balance tracking in your dashboard
Your funds, safe and secure
Have peace of mind knowing that your hard-earned donations are protected.
- Eligible for FDIC pass-through insurance up to $250K
- Monthly statements and easy exports
- Real-time transaction tracking
What’s next for your wallet
Effortless money management tools
Spend cards
Virtual and physical cards make it easy to make purchases right from your Givebutter Wallet.
Check deposits
Mobile check deposits so you can earn rewards on all your funds in one convenient donation wallet.
The platform is user-friendly, the customer support is responsive and helpful, and our donors love the variety of payment options. Payouts are seamless, and the reporting features make tracking donations super simple.
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Your money, elevated
Join innovative nonprofits already earning rewards on their mission-critical funds.
Your money questions answered
Frequently asked questions
Givebutter Wallet is a built-in financial account for nonprofits, designed to streamline the process of receiving and paying out funds directly from your Givebutter account. Unlike traditional bank accounts, this digital wallet does not require a minimum balance, and nonprofits automatically earn 2.5% APY rewards2 on their balance. Learn more about Givebutter Wallet in our help center →.
Yes. Your Wallet deposits are eligible for pass-through FDIC insurance up to $250,000 USD3 through Fifth Third Bank N.A., Member FDIC, if the deposits meet certain requirements. FDIC insurance is per depositor and per financial institution.
With Givebutter, settled donations are automatically added to your Wallet daily, where they immediately start earning rewards. When you’re ready to move funds, you can withdraw to an external bank account. Withdrawals made before 1 PM ET on business days qualify for free same-day ACH; otherwise, they’ll be processed via standard ACH.
Organizations using Givebutter Wallet have access to all financial data for easy reporting on APY rewards². In some cases, these rewards may be considered taxable income. If your organization earns $600 or more in rewards in a calendar year, Givebutter will issue a Form 1099-MISC to support your tax reporting.
We recommend consulting with your tax advisor to understand how these rewards apply to your organization’s specific situation.
No, Givebutter Wallet is free to use for all nonprofits, with no monthly fees, no minimums, and no surprise charges.4 Learn more about Givebutter’s 100% transparent pricing →
Mobile check deposit to Givebutter Wallet is subject to the Stripe Treasury Remote Deposit Capture Terms.
Givebutter partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Givebutter Wallet Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.
Givebutter provides a reward in the form of an annual percentage yield (APY) on the money you hold in Givebutter Wallet, and it is not interest. The rate is variable, subject to change without notice, and accurate as of {today’s date}. The reward is paid monthly in the form of a credit to your Wallet account.
Givebutter Wallet accounts are eligible for pass-through FDIC insurance up to $250,000 USD per depositor through Fifth Third Bank N.A., Member FDIC. Stripe Treasury Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent that pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership category. Neither Stripe nor Givebutter is an FDIC-insured institution, and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
Givebutter Wallet has no monthly or transfer fees. Givebutter doesn’t charge ATM withdrawal fees, but you may be charged by an ATM provider.
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