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The hidden cost of traditional banking
Givebutter Wallet offers a <span interest-rate-element="sync">2.5%</span> APY reward vs. an average 0.07% annual interest rate for checking accounts at traditional banking institutions.2
Let your money grow while you fundraise
<span interest-rate-element="sync">2.5%</span>
Take your hard-earned donations further
All funds in your Givebutter Wallet earn a <code><span interest-rate-element="sync">2.5%</span></code> annual percentage yield (APY)2 reward, which generates greater earnings over time.
<ul><li>No minimum balance required</li><li>Automated daily calculation</li><li><code><span interest-rate-element="sync">2.5%</span></code> APY reward, compounds monthly</li></ul>
Move at mission speed
Instead of waiting days for bank transfers, settled donations are automatically moved into your Givebutter Wallet daily and ready to use within the Givebutter platform.
- Daily access to settled funds2
- Same day ACH transactions
- Real-time balance tracking in your dashboard
Your funds, safe and secure
Have peace of mind knowing that your hard-earned donations are protected.
- Eligible for FDIC pass-through insurance up to $250K
- Monthly statements and easy exports
- Real-time transaction tracking
Put every dollar to work sooner
Your money is ready when your mission calls for it. Accept checks, access funds, and spend directly from Givebutter Wallet.
No transfers. No separate accounts. No waiting.
Spend Cards
Virtual and physical spend cards work wherever you do5, making it easy to pay for subscriptions, supplies, and event-day purchases directly from your Givebutter Wallet. Customizable spending limits and real-time transaction tracking help you stay in control.
Accept checks
Accept checks on the go so you can earn rewards on all your funds in one convenient donation wallet.
Givebutter helps us make a meaningful difference for children with cancer. The Wallet rewards help us send more popsicles to brave kids at the hospital.
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Your money, elevated
Join innovative nonprofits already earning rewards on their mission-critical funds.
Your money questions answered
Frequently asked questions
Powered by Stripe Financial Accounts, Givebutter Wallet is a built-in financial account for nonprofits, designed to streamline the process of receiving and paying out funds directly from your Givebutter account. Unlike traditional bank accounts, this digital wallet does not require a minimum balance, and nonprofits automatically earn <code><span interest-rate-element="sync">2.5%</span></code> APY rewards2 on their balance. Learn more about Givebutter Wallet in our help center →.
Yes. Your Wallet deposits are eligible for pass-through FDIC insurance up to $250,000 USD3 through Fifth Third Bank N.A., Member FDIC, if the deposits meet certain requirements. FDIC insurance is per depositor and per financial institution.
With Givebutter, settled donations are automatically added to your Wallet daily, where they immediately start earning rewards. When you’re ready to move funds out, you can withdraw to an external bank account with free standard payouts (1–2 business days), or you can make payments directly from your Wallet with virtual or physical spend cards.
Organizations using Givebutter Wallet have access to all financial data for easy reporting on APY rewards2. In some cases, these rewards may be considered taxable income. If your organization earns $600 or more in rewards in a calendar year, Givebutter will issue a Form 1099-MISC to support your tax reporting.
We recommend consulting with your tax advisor to understand how these rewards apply to your organization’s specific situation.
No, Givebutter Wallet is free to use for all nonprofits, with no monthly fees, no minimums, and no surprise charges.4 Learn more about Givebutter’s 100% transparent pricing →
A spend card is a Visa commercial card linked directly to your Givebutter Wallet balance. Instead of transferring funds to a bank, you can make payments and purchases from your available Wallet funds. Givebutter offers both virtual and physical spend cards, issued from the Finance section of your dashboard. Learn more about spend cards →
Givebutter partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Givebutter Wallet Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.
Givebutter provides a reward in the form of an annual percentage yield (APY) on the money you hold in Givebutter Wallet, and it is not interest. The rate is variable, subject to change without notice, and accurate as of {today’s date}. The reward is paid monthly in the form of a credit to your Wallet account.
Givebutter Wallet accounts are eligible for pass-through FDIC insurance up to $250,000 USD per depositor through Fifth Third Bank N.A., Member FDIC. Stripe Financial Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent that pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same ownership category. Neither Stripe nor Givebutter is an FDIC-insured institution, and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
Givebutter Wallet has no monthly or transfer fees. Givebutter doesn’t charge ATM withdrawal fees, but you may be charged by an ATM provider.
Givebutter Wallet Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.
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